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Do I really need workers comp insurance for my business in California?
YES. You don’t just need it, you MUST have it to do business in California. It is required by California state law, even if you have only one employee.
Some contractors need to carry Workers’ Compensation insurance even if they have no employees but themselves. Even temporary employees must be covered by your Workers’ Compensation policy.
Workers’ Compensation Insurance Explained
Commonly referred to as “workman’s comp” or “workers’ liability insurance,” Workers’ Compensation Insurance is designed to protect your business by paying the costs associated with workplace illness and injury. In most cases, those include medical bills and lost wages — that is, the wages an injured employee would have earned had he or she been able to work during his or her recovery period.
Our agency is committed to providing you superior service. We know that your insurance dollars can be spent in many ways. We want to EARN your business by regularly reviewing your coverage, and helping you receive the best value for your insurance dollar.
When you call, you will receive the personal attention that you want. You are a valued customer, not an “account number.” You are a familiar face, a valued friend, and a neighbor. We will be there for you when you need us most!
Superior Claims Service
In the event of a loss, you can count on us to be there for you. You can call us anytime, day or night, and we can start the claims process immediately. We also work with experienced claims professionals who are ready to speak with you 24 hours a day, 7 days a week!